Obtaining a new construction loan at Ocean Pacific Capital is simple, fast and efficient.
Call us toll-free at 1-800-595-1474
Obtaining a home construction loan does not have to be a frustrating experience. Let Ocean Pacific Capital help simplify the process. With over 47 Years of experience in home construction loans, Ocean Pacific Capital can help you acquire that construction loan in a fast and efficient manner.

There are many lenders who will finance the entire cost of materials, labor and property. One-time-close loans and construction-to-permanent loans have made home construction loans simpler than ever. Many buyers will likely get a construction to permanent loan. These loans are commonly referred to as a construction loan and it consists of two parts.

While the house is under construction, an "interim loan" is in place. After the construction period, the loan is converted to a "permanent loan," where a certificate of occupancy is issued). A construction loan can be taken out to build an additional room on your house. Any equity in your home can be used to help you get a lower rate on your construction loan. Financing amounts we offer range from $700,000.00 on the low end, to $800,000,000.00 on the upper end. Call us at (949)263-9000 to speak with a loan officer, or APPLY HERE

Whatever your financing needs,
we will tailor a loan that's right for you.

 
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