Have you been at least 30 days late on your mortgage in the past year? Have you been at least a month late on your credit card/car installment loan, more than once in the past year? Have you filed for bankruptcy and/or been in foreclosure in the past 3 years? Have you ever had any collection accounts, judgments or liens against you? If you answered yes to any of the above questions, then most like you have bad credit. If you are looking for a home loan, our bad credit loan mortgage services here at Ocean Pacific Capital can help you with your situation.

You may think you need to have good credit to get a low interest rate loan or even a loan at all, that is not the case. You may have tried getting a home mortgage loan in the past but were turned down. At Ocean Pacific Capital, we have for over 31 years, helped all of our clients to obtain the best suited loan for their needs, even those with bad credit. If you want to refinance a mortgage with bad credit you need an expert who will help you obtain that bad credit loan mortgage. We will also help you get extra cash out or fix your credit score. Our bad credit loan mortgage programs are a great way to work on your credit and give you leverage you need to avoid bankruptcy or bad credit. Just because you have bad credit doesn't mean you have to miss out on what everyone else is experiencing with their homes.

Call us today toll-free at 1-800-595-1474 or fill out our online loan application to find out more information on our bad credit loan mortgage programs!