If you are currently in an FHA mortgage you may be paying uneccessary mortgage insurance which increases your monthly payment. We can refinance your loan and lower you monthly payments by eliminating the insurance (which is benefiting your lender, not you) and lowering your interest rate. Ocean Pacific Capital is a 30-year old licensed California and Colorado home loan mortgage company that offers low rates on home mortgage loans and the trusted, expert services that you deserve without the hidden home loan costs. We have access to over 130 lenders competing for your business, so with us you'll have the peace of mind of knowing you're getting the lowest rates possible for your situtation.

When you first bought your home and an FHA mortgage may have been the only way to qualify. However with the increase in home values over the last several years you can most likely lower your payments by refinancing to a regular conforming loan program.

Complete our online loan application or call us toll-free 1-800-595-1474.