Ocean Pacific Capital is a 30-plus year old licensed mortgage broker that offers low rates on home mortgage loans and the trusted, expert services that you deserve without the hidden home loan costs.

Premier home loan Financing!

Ocean Pacific Capital's home loan financing department is designed to meet our client's personal and investment goals from both a performance and cost perspective. With flexible home loan financing options, we are able to meet the needs of our borrowers' home loans. Whether you need to refinance your current home loan or need to acquire a purchase home loan, we will structure the most appropriate home loan finance program to meet your needs. To start your short home loan application, click here.

home Program Overview

Our home mortgage loan program is designed to minimize costs while delivering the best home loan to meet our client's needs. We offer:

home mortgage loans starting as low as 1.00%
home loan mortgage interest only payment option
30-year fixed home loans (No balloon home loan)
Cash-out home mortgage loans
home mortgage loan payout periods of 3-5-7-10-15-30-40 fixed interest rates
30-day/45 day closing guarantee on all home loans
home mortgage loans available for a less-than-perfect credit score (what some people call "bad credit")
A high debt-to-income ratio can qualify for home loans
home loans available even if you have previous bankruptcy or any other money issues
Low-rate home loans, no-point home loans
Conforming home loans and non-conforming home loans
Full-doc home loans, stated-income home loans, & no-doc home loans

Ocean Pacific Capital's Underwriting Guidelines

Minimum home loan size: $100,000-conforming
Maximum home loan size: non-conforming-$10 million
Maximum home loan Financing: LTV/CLTV: 95%
All types of home loan Financing Available
home loan rates start at 1%
home loan fixed rate terms: 3-15 Years
home loan term: 30 Years
home loan lender fees: No cost, zero lender points also available

Call us toll-free at 1-800-595-1474 or use our online application form.