Second Mortgage Loans

California Mortgage Refinancing .us offers fixed-rate home equity loans and variable-rate Home Equity Lines of Credit (HELOCs) to suit your needs. With these Second Mortgage programs you can borrow up to 100% of your property. There are several differences between these two Second Mortgage programs and we have the experienced loan specialists to answer any question you may have. Let California Mortgage Refinancing .us help you choose which Second Mortgage program that is right for you. Take advantage and unlock the cash in your home today with a second mortgage.

Home Equity Loan Second Mortgage programs are closed-end home equity loans or term loans that are provided to you as a one-time lump sum that is paid off over a set period of time. These types of Second Mortgages are ideal for large one-time purchases such as buying a car, a down payment on a new house or consolidating debt. Our Second Mortgage programs offer fixed interest rates and are accompanied by equal payments each month. The best setting for a Second Mortgage is that it gives you stability of a predictable payment and you have a one-time need.

The second type of Second Mortgage is a home equity line of credit. You can use this Second Mortgage program, as you need it, up to the value of your credit line. This Second Mortgage allows you to use any portion of it at any time and pay it back at any time. Home improvements, medical expenses, small business expenses, are just some of the things that you can use this Second Mortgage for. The rate on this Second Mortgage program is variable and is tied to the prime rate. This Second Mortgage programs is fit for all your needs, with flexible payment options and low rates.

Whatever your financial needs are, we can find a home loan for you.