Since 1977, we have been an expert in commercial hard money mortgage loans and will offer the best rates.
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Commercial Hard Money Mortgage


If you currently own a commercial property, but the property is not acquiring enough income, or your business is losing money, and your credit is poor, commercial hard money mortgage loans are available and easily obtained in these situations. For over the past 31 years, Ocean Pacific Capital has specialized in commercial property backed loans for those difficult to fund property types or special situations that are harder to fund under normal circumstances, such as bridge loans. While these requirements differ between lenders on loan to value ratios, property values and types, it is best to work with someone who has the experience and access to over 130 different lenders to obtain the necessary financing that you need. Properties become an important aspect in obtaining financing as commercial hard money mortgage lenders need a source for repayment. Therefore, if the borrower does not commit to the payments of the mortgage, the hard money lender will be forced to forclose and sell the property as collateral. Most commercial hard money mortgage loans are short-term; however, depending on each case, longer terms are available. We offer commercial hard money loans starting at $500,000 and up. To get started on this process today or for more information on how we can exceed your needs, email or call our commercial loan specialists today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

3/27/23

WSJ.com: US Business

Lyft Hires New CEO as Founders Step Back
David Risher, board member since 2021, will succeed co-founder Logan Green, as Lyft faces tough competition from Uber and a battered stock price.

First Citizens Buys Much of Silicon Valley Bank
The acquisition comes more than two weeks after the lender?s collapse sent tremors through the banking system.

Uber Eats to Take Down Thousands of Virtual Brands
The company plans to stop allowing restaurants to list multiple brands with the same menu.

Microsoft, Google, Amazon Look to Generative AI to Lift Cloud Businesses
The cloud providers are using the tech behind ChatGPT to heat up demand for their services.

How Drug Prices Work
Drug pricing is complicated and secretive. WSJ explains how the flow of money, drugs and rebates behind the scenes may drive up the price of prescription medicine for consumers.

Fed Official Calls SVB Failure a Case of Mismanagement
Michael Barr, the Fed?s vice chairman for supervision, says the failed bank didn?t manage its interest-rate and liquidity risk.

Semiconductor Firms Asked to Submit Financial Projections to Get Chips Act Funds
The Commerce Department will use the financial statements to evaluate applications.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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