Ocean Pacific Capital has specialized in commercial mortgage loans for over 3 decades with an emphasis on student housing loans.
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For over 3 decades, one of Ocean Pacific Capital's specialities has been student housing financing in the world of commercial mortgage loans. If you have been looking for a loan for your property near a college campus, you've come to the right place.

With the yearly increase in students attending colleges and requiring a place to live near campus, we will help you find a solution to your scenario whether it's across from an Ivy league school or a standard university. Also, these days many more students are pursuing master's degrees and PHDs, thereby increasing the demand of student housing. Ocean Pacific Capital has been at the forefront of this growing need for structured student housing financing.

Our loan rates include interest only and fixed rate. Regardless of whether you plan on purchasing a student housing building, constructing one, or simply refinancing an existing loan, we can find the right solution to meet your needs. Our commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. The term of the loan includes 5,10, 20, 25, to 30 year, and the loan to cost is up to 100% as well as loan to value up to 90% ratios.

With loan amounts starting at $1 million to $1.3 billion, your project will probably fit with our range. With our experience in the commercial mortgage industry since the late 70's, we have gathered a network of various lenders. Please give us a call today at 1-800-595-1474 or fill out our contact form to present us with your student housing financing scenario.

Whatever your financing needs,
we will tailor a loan that's right for you.


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Charles Elfsten, President
Charles A. Elfsten
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