This is a checklist of the required documents needed when we handle your commercial and construction loans.
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Wineries

 
 
 
 
 

REQUIRED DOCUMENTS


Commercial Loan Checklist
    Property General
  • Existing Debt and Debt History for Subject Property
  • 3 Years Operating Statements, Balance Sheet, P&L
  • Rent Roll-Multifamily for last three years
  • Lease Summary-Commercial for last three years
  • Credit References & Account Schedule
  • Borrowing Entity Name
  • Legal Documents for Borrowing Entity
  • Purchase Contract
  • Any Old Appraisals
  • Pictures of Property


  • Business Entity Financials
  • Business Entity Financial Statement
  • 3 Years Operating Statements, Balance Sheet, P&L
  • 3 Years Tax Returns
  • Schedule of Real Estate Owned
  • Existing Mortgage Information


  • Personal Financials all Guarantors
  • Personal Financial Statements all Signors
  • 2-3 Years Tax Returns
  • Schedule of Real Estate Owned
  • Credit References and Account Schedule
  • Credit Reports

Construction Loan Checklist
    Property General
  • Copy of Land Acquisition Settlement Statement
  • Copy of Soils Report
  • Environmental Questionnaire & Disclosure Statement
  • Copy of Building Plans
  • Copy of the Construction Cost Breakdown
  • Copy of Construction Contract
  • Copy of Contractor's Resume & Qualification

    Borrowing Entity Financials
  • Entity Financial Statements
  • Entity Documents (LLC, Corp, etc.)
  • 2-3 Years Tax Returns

Whatever your financing needs,
we will tailor a loan that's right for you.

 
 
 

Wall Street Journal
Commercial News

12/7/22

WSJ.com: US Business

Washington Post Considers Selling Its Tech Business
The company is exploring a spinoff or sale of Arc XP, an in-house publishing tool that it has turned into a broader software business.

Elon Musk's Release of Documents Triggers Twitter Lawyer Jim Baker's Exit
Elon Musk said a top Twitter lawyer ?was exited,? part of the fallout from the billionaire?s unusual release of internal communications to criticize prior practices at the company.

A Book on Elon Musk's Twitter Takeover Is Already in the Works
?Breaking Twitter? by Ben Mezrich, who wrote the book behind ?The Social Network,? is the latest example of quick books on current events.

TikTok Faces U.S. Clampdowns After South Dakota Restrictions
The app was banned from the state?s agencies over national-security concerns stemming from its Chinese ownership. Other states are following suit.

Apple Plans New Encryption System to Ward Off Hackers and Protect iCloud Data
?Advanced Data Protection? would offer end-to-end encryption on iCloud backups, Notes, Photos and other Apple services?a step that may draw ire from law enforcement.

What's Going On With the Housing Market?
Home buyers and sellers are trying to make sense of a downturn that?s full of contradictions: Demand has seized up but supply is still low; prices are sliding but not plummeting; and no one can agree on what comes next.

U.S., Europe Need a Grand Bargain on Semiconductors and EVs to Counter China
Allies complained U.S. electric-vehicle subsidies mistreat them, yet rebuffed requests from the U.S. to join its restrictions on chip exports to China.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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