Since 1977, Ocean Pacific Capital has been a premier provider of the best credit facilities to owners of commercial properties and businesses. We understand business owners and investors like you are looking for alternative sources of capital. Our expert credit facility specialists strive to provide innovative solutions to meet the needs of our customers in today's competitive environment. To accomplish this, we have developed in-depth expertise in products designed to augment clients' traditional sources of capital.
A credit facility will enable your firm to borrow up to a pre-specified amount usually over 1-5 years. As repayments of outstanding balances are made, the credit facility is replenished. There are four major types of credit facilities: revolving credits, committed facilities, term loans (business loans, syndicated loans), letters of credit, and equipment lines. They are also called lending facilities.
Our credit facility specialists will help you determine what type of credit facility is appropriate for your needs. For example, a revolving credit facility can give qualified multifamily borrowers fast, flexible and affordable access to short-term and long-term credit. The size and credit quality of the multifamily properties securing the credit facility determine the borrowing capacity.
Ocean Pacific Capital will tailor the best credit facility to fit your unique needs. Floating-rate loans can be drawn under the facility in a variety of maturities or borrowing tranches that match the specific needs of the borrower. At the maturity of each borrowing tranche, borrowers have the option to extend the advance, alter the term and/or advance amount or pay off the advance. Also, the facility will give the borrower the ability to move properties into and out of the mortgage pool securing the facility, which provides the borrower with broad asset and liability management capacity.
By gaining a full understanding of our customer's needs and meeting these needs, we build a relationship that goes beyond a standard transaction approach. We focus on finding the right solution to your needs rather than concentrating on selling a product or service. Please call us today at 1-800-595-1474 or submit a quick information form to discuss our credit facility programs. We look forward to the opportunity of becoming your choice for all your commercial financing needs.
your financing needs,
we will tailor a loan that's right for you.
Daily Oil & Gas and Wall Street Journal News
America's Make-or-Break Week Rent, utilities, credit card payments, payroll: The bills are now coming due for big companies, small businesses and millions of laid-off workers. How Americans navigate the next few days will shape how the coronavirus pandemic impacts the economy.
Hidden Chinese Lending Puts Emerging-Market Economies at Risk More than $200 billion in Chinese overseas lending hasn?t shown up in official data in recent years, allowing emerging markets indebted to China to also borrow from other investors. Now borrowers are at risk of drowning in debt and investors face the reality that China may be ahead of them in collecting.
Charles Elfsten, President
Charles A. Elfsten