Ocean Pacific Capital
Commercial Loan
We have extensive experience in arranging debtor in posession (DIP) financing for companies operating while in bankruptcy.
Call us toll-free at 1-800-595-1474
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Ocean Pacific Capital has been in the commercial real estate finance business since 1977. We have extensive experience in arranging the best debtor in posession (DIP) financing for companies operating while in bankruptcy.

DIP financing is unique from other financing methods in that it usually has priority over existing debt, equity and other claims. DIP financing is considered attractive because it is done only under order of the Bankruptcy Court, which is empowered by the Bankruptcy Code. Debtor-in-Possession financing can also provide corporate bankruptcy financing to engage in a prepackaged business bankruptcy where the asset based lender providing DIP financing supplies the funds to work out a settlement with creditors up front, in order to walk into corporate bankruptcy court with this prepacked settlement.

Asset based lending sources provide Debtor-In-Possession financing following the filing of either a voluntary or involuntary corporate bankruptcy proceeding utilizes the same fundamental asset valuation approach to provide the loan as it would utilize for a company not in business bankruptcy.

The availability of DIP financing may depend on the perceived viability of the company during the proceeding and on its ability to successfully complete a Plan of Reorganization (POR). The Plan of Reorganization must specify how the debtor intends to pay the creditors and Debtor-in-Possession financing is a means toward that end.

Potential Applications:

- Bankruptcy Financing: Voluntary or Involuntary Bankruptcy

- Plan of Reorganization

- Restructuring

- Turnaround Financing

DIP loans are often collateral-driven and the inability to monitor cash closely can create exposure quickly. Asset-based lending sources have the best capability to monitor that collateral. This monitoring capability gives turnaround consultants real-time collateral and financial information.

The asset-based lending community is also the best at valuing assets. It is well versed in the ins and outs of the bankruptcy process and it offers the financially troubled company a friendly environment for restructuring. Simply put, when a company goes into a DIP, asset-based lending sources have the credentials necessary to get the deal done. The best way to improve the chances of a successful exit from bankruptcy is to have an asset-based lender in place at the earliest sign of financial stress.

It is a good business practice to establish a relationship with an asset- based lender well before a company reaches a point where its cash flow and capital structure have become unpredictable. If or when a company then faces distress, the existing asset-based lender will be the best ally.

If you need the best DIP financing, call our Commercial Loan Department at 1-800-595-1474 today for a free consultation. We pride ourselves in personalized customer care so a friendly and experienced loan officer specializing in DIP financing will be at your side throughout every step of the process.

Whatever your financing needs,
we will tailor a loan that's right for you.

Commercial Construction Financing

Commercial News for 11/28/15

WSJ.com: Commercial Real Estate

Some Malls Pressure Retailers to Open on Thanksgiving
While most department stores set their own hours, the small shops that line mall hallways tend to follow the lead of their landlords, which take their cues from chains like J.C. Penney and Macy?s.

Mall Owners Find Silver Lining in Retailer Busts
Some wobbly retailers are heading into the holiday shopping season with their fates hanging in the balance. Landlords are watching with a mix of concern and anticipation about potential store closings. The bright side: New tenants can mean higher rents.

Soros Puts Money on Latin America Hotels
Billionaire George Soros?s investment firm has agreed to spend up to $300 million on an Argentine hotel company?s Latin America expansion, a vote of confidence in the region.

Australian Robot Lays 300 Bricks an Hour
What do you do when a hot property-market has driven bricklayer salaries to nearly $100,000 a year in Australian cities like Sydney? Call in the robots.

New Office Leasing Picks Up in Europe
Companies in Europe this year have signed new leases for office space at a faster rate than at any time since the start of the 2008 financial crisis.

At Last, a Secondary Market Emerges for Private-Equity Real-Estate Funds
Values of real-estate private-equity funds have rebounded enough from the financial crisis of 2007 that investors can sell their stakes in what has become a burgeoning secondary market.

Immigrant Visa Program Divides Big Builders
Key real-estate industry players are lining up against giant rival Related in a fight to shape the future of the federal EB-5 immigrant investor program.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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