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Commercial Mortgage Broker

A commercial mortgage broker acts as a liaison that obtains mortgage loans on behalf of individuals and businesses, such as investors and real estate developers. Conventionally, lending institutions, such as banks, have distributed their own products. However, because the markets for commercial mortgages have developed into a more competitive industry, mortgage brokers have become more popular than ever. Especially in developed markets, mortgage brokers have become the largest distributors of mortgage products for lenders. While the extent of regulation of the practice of a commercial mortgage broker varies on the jurisdiction in each state, mortgage brokers are regulated to make certain that its clients and borrowers are protected. While the nature and range of a mortgage broker's activities varies with jurisdiction, their activity can be divided into dealing directly with individuals and businesses and lenders. Mortgage brokers market to attract clients, assess the borrowers' credits and assets to determine affordability, analyze the market to match borrowers' needs, acquire necessary documents, complete lender application form and submit required materials to lender, and explain the legal disclosures to the clients and act a liaison between the lender and borrower. The presence of a mortgage broker simplifies mortgage process for borrowers and ensures that the process is going smoothly. For over 31 years, Ocean Pacific Capital has prided itself on being one of the top commercial mortgage broker in the nation. To see how we can exceed your expectations, email or call us to contact one of our commercial loan specialists to see what we can do for you today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

3/27/23

WSJ.com: US Business

Lyft Hires New CEO as Founders Step Back
David Risher, board member since 2021, will succeed co-founder Logan Green, as Lyft faces tough competition from Uber and a battered stock price.

First Citizens Buys Much of Silicon Valley Bank
The acquisition comes more than two weeks after the lender?s collapse sent tremors through the banking system.

Uber Eats to Take Down Thousands of Virtual Brands
The company plans to stop allowing restaurants to list multiple brands with the same menu.

Microsoft, Google, Amazon Look to Generative AI to Lift Cloud Businesses
The cloud providers are using the tech behind ChatGPT to heat up demand for their services.

How Drug Prices Work
Drug pricing is complicated and secretive. WSJ explains how the flow of money, drugs and rebates behind the scenes may drive up the price of prescription medicine for consumers.

Fed Official Calls SVB Failure a Case of Mismanagement
Michael Barr, the Fed?s vice chairman for supervision, says the failed bank didn?t manage its interest-rate and liquidity risk.

Semiconductor Firms Asked to Submit Financial Projections to Get Chips Act Funds
The Commerce Department will use the financial statements to evaluate applications.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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