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Commercial Mortgage Broker

A commercial mortgage broker acts as a liaison that obtains mortgage loans on behalf of individuals and businesses, such as investors and real estate developers. Conventionally, lending institutions, such as banks, have distributed their own products. However, because the markets for commercial mortgages have developed into a more competitive industry, mortgage brokers have become more popular than ever. Especially in developed markets, mortgage brokers have become the largest distributors of mortgage products for lenders. While the extent of regulation of the practice of a commercial mortgage broker varies on the jurisdiction in each state, mortgage brokers are regulated to make certain that its clients and borrowers are protected. While the nature and range of a mortgage broker's activities varies with jurisdiction, their activity can be divided into dealing directly with individuals and businesses and lenders. Mortgage brokers market to attract clients, assess the borrowers' credits and assets to determine affordability, analyze the market to match borrowers' needs, acquire necessary documents, complete lender application form and submit required materials to lender, and explain the legal disclosures to the clients and act a liaison between the lender and borrower. The presence of a mortgage broker simplifies mortgage process for borrowers and ensures that the process is going smoothly. For over 31 years, Ocean Pacific Capital has prided itself on being one of the top commercial mortgage broker in the nation. To see how we can exceed your expectations, email or call us to contact one of our commercial loan specialists to see what we can do for you today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

3/4/21

WSJ.com: US Business

GM Looking to Build Second Battery Factory in U.S.
General Motors and joint-venture partner LG Chem are close to completing a decision to locate the plant in Tennessee, said people familiar with the matter.

eBay Is Removing Dr. Seuss Books Deemed Offensive
EBay is working to prevent the resale of six Dr. Seuss books pulled this week by the company in charge of the late author?s works because they contain offensive imagery.

Gap CEO Predicts Apparel Rebound as People Emerge From Covid-19
Gap executives said consumers are eager to buy the kinds of apparel that they have been able to forgo during much of the Covid-19 pandemic.

Costco Sales Rise 15% in Latest Quarter
The wholesale retail chain?s sales climbed again as Americans continue to shop for food and goods for the home during the pandemic.

Square to Buy Majority Stake in Jay-Z's Tidal Platform
The San Francisco payments company said Jay-Z will join its board as part of the $297 million cash-and-stock deal, and Tidal?s current shareholders will remain co-owners.

Powell Confirms Fed to Maintain Easy-Money Policies Until Economy Recovers
Federal Reserve Chairman Jerome Powell reaffirmed his intention of keeping easy-money policies in place until the labor market improves much further, but provided no sign the central bank will seek to stem a recent rise in Treasury yields.

China Sets 2021 GDP Growth Target at Over 6%
The goal is comfortably lower than most economists? consensus expectations for the world?s second-largest economy to  grow by 8% or more this year.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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