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Commercial Mortgage Broker

A commercial mortgage broker acts as a liaison that obtains mortgage loans on behalf of individuals and businesses, such as investors and real estate developers. Conventionally, lending institutions, such as banks, have distributed their own products. However, because the markets for commercial mortgages have developed into a more competitive industry, mortgage brokers have become more popular than ever. Especially in developed markets, mortgage brokers have become the largest distributors of mortgage products for lenders. While the extent of regulation of the practice of a commercial mortgage broker varies on the jurisdiction in each state, mortgage brokers are regulated to make certain that its clients and borrowers are protected. While the nature and range of a mortgage broker's activities varies with jurisdiction, their activity can be divided into dealing directly with individuals and businesses and lenders. Mortgage brokers market to attract clients, assess the borrowers' credits and assets to determine affordability, analyze the market to match borrowers' needs, acquire necessary documents, complete lender application form and submit required materials to lender, and explain the legal disclosures to the clients and act a liaison between the lender and borrower. The presence of a mortgage broker simplifies mortgage process for borrowers and ensures that the process is going smoothly. For over 31 years, Ocean Pacific Capital has prided itself on being one of the top commercial mortgage broker in the nation. To see how we can exceed your expectations, email or call us to contact one of our commercial loan specialists to see what we can do for you today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

3/25/17

WSJ.com: Commercial Real Estate

Short Sellers Target Mall REITs
Bearish bets on retail-focused real estate investment trusts have risen, reflecting short sellers? belief that mall landlords will struggle.

Coming Soon to Your Local Mall: Celery and Dog Food
Mall landlords are now eagerly courting a type of retailer they once ignored: grocery stores, such as 365 by Whole Foods Market, Wegmans and Kroger.

New Jersey Complex Finds New Life as a Home for Several Firms
A 110-acre research complex in Bridgewater, N.J., seemed poised a few years ago to join the growing ranks of suburban office campuses left for dead, but a joint venture of investors is breathing life into the property.

New York City's Nonprofit, Public Sector Leases Up 78% in 2016
The nonprofit and public sectors recorded their most active year for real estate deals in New York City since the recession, driven by health care mergers, the search for less expensive space and organizations looking to cash in on property they owned, according to a new report.

Meal-Kit Delivery Service Plated Expands Offices in Chelsea
Meal-kit delivery service Plated has found room to grow in Chelsea, despite the area?s low vacancy rate for office space.

BIG-Bjarke Ingels Group Signs Dumbo Lease
Architecture firm BIG-Bjarke Ingels Group is the latest among the so-called creative sector companies to cross the East River to Brooklyn.

Real Estate Booms Off the Beaten Path
A surge in online shopping is reshaping New Jersey?s industrial real-estate markets, fueling higher prices and sparking development away from the usual hot spots along some of the state?s main roadways.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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