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Commercial Mortgage Broker

A commercial mortgage broker acts as a liaison that obtains mortgage loans on behalf of individuals and businesses, such as investors and real estate developers. Conventionally, lending institutions, such as banks, have distributed their own products. However, because the markets for commercial mortgages have developed into a more competitive industry, mortgage brokers have become more popular than ever. Especially in developed markets, mortgage brokers have become the largest distributors of mortgage products for lenders. While the extent of regulation of the practice of a commercial mortgage broker varies on the jurisdiction in each state, mortgage brokers are regulated to make certain that its clients and borrowers are protected. While the nature and range of a mortgage broker's activities varies with jurisdiction, their activity can be divided into dealing directly with individuals and businesses and lenders. Mortgage brokers market to attract clients, assess the borrowers' credits and assets to determine affordability, analyze the market to match borrowers' needs, acquire necessary documents, complete lender application form and submit required materials to lender, and explain the legal disclosures to the clients and act a liaison between the lender and borrower. The presence of a mortgage broker simplifies mortgage process for borrowers and ensures that the process is going smoothly. For over 31 years, Ocean Pacific Capital has prided itself on being one of the top commercial mortgage broker in the nation. To see how we can exceed your expectations, email or call us to contact one of our commercial loan specialists to see what we can do for you today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

12/7/22

WSJ.com: US Business

Washington Post Considers Selling Its Tech Business
The company is exploring a spinoff or sale of Arc XP, an in-house publishing tool that it has turned into a broader software business.

Elon Musk's Release of Documents Triggers Twitter Lawyer Jim Baker's Exit
Elon Musk said a top Twitter lawyer ?was exited,? part of the fallout from the billionaire?s unusual release of internal communications to criticize prior practices at the company.

A Book on Elon Musk's Twitter Takeover Is Already in the Works
?Breaking Twitter? by Ben Mezrich, who wrote the book behind ?The Social Network,? is the latest example of quick books on current events.

TikTok Faces U.S. Clampdowns After South Dakota Restrictions
The app was banned from the state?s agencies over national-security concerns stemming from its Chinese ownership. Other states are following suit.

Apple Plans New Encryption System to Ward Off Hackers and Protect iCloud Data
The optional feature would keep most data secure that?s stored in iCloud, a service used to back up iPhones or save specific device data such as Messages. The data would be protected in the event Apple is hacked, and it also wouldn?t be accessible to law enforcement, even with a warrant.

What's Going On With the Housing Market?
Home buyers and sellers are trying to make sense of a downturn that?s full of contradictions: Demand has seized up but supply is still low; prices are sliding but not plummeting; and no one can agree on what comes next.

U.S., Europe Need a Grand Bargain on Semiconductors and EVs to Counter China
Allies complained U.S. electric-vehicle subsidies mistreat them, yet rebuffed requests from the U.S. to join its restrictions on chip exports to China.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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