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Commercial Mortgage Broker

A commercial mortgage broker acts as a liaison that obtains mortgage loans on behalf of individuals and businesses, such as investors and real estate developers. Conventionally, lending institutions, such as banks, have distributed their own products. However, because the markets for commercial mortgages have developed into a more competitive industry, mortgage brokers have become more popular than ever. Especially in developed markets, mortgage brokers have become the largest distributors of mortgage products for lenders. While the extent of regulation of the practice of a commercial mortgage broker varies on the jurisdiction in each state, mortgage brokers are regulated to make certain that its clients and borrowers are protected. While the nature and range of a mortgage broker's activities varies with jurisdiction, their activity can be divided into dealing directly with individuals and businesses and lenders. Mortgage brokers market to attract clients, assess the borrowers' credits and assets to determine affordability, analyze the market to match borrowers' needs, acquire necessary documents, complete lender application form and submit required materials to lender, and explain the legal disclosures to the clients and act a liaison between the lender and borrower. The presence of a mortgage broker simplifies mortgage process for borrowers and ensures that the process is going smoothly. For over 31 years, Ocean Pacific Capital has prided itself on being one of the top commercial mortgage broker in the nation. To see how we can exceed your expectations, email or call us to contact one of our commercial loan specialists to see what we can do for you today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

10/17/21

WSJ.com: US Business

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Moderna asked the Food and Drug Administration in June to expand use of the company?s Covid-19 vaccine to 12-to-17-year-olds, but the agency has held off while it looks into the risk of myocarditis, a rare heart condition.

J&J Covid-19 Booster Shot Endorsed by FDA Advisers
A panel of outside doctors and experts voted 19-0 to recommend that all adults who received a first dose of the Johnson & Johnson vaccine should get the second dose at least two months later.

California Scrambles to Find Electricity to Offset Plant Closures
The state is contending with the coming loss of gas-fired power plants and its last remaining nuclear facility in a planned transition to renewable energy.

Three Years After First 737 MAX Crash, Fallout Continues for Boeing and Victims
The indictment of a former technical pilot is first time an individual has faced charges related to the accidents. The company previously reached a $2.5 billion settlement with the government.

Today's Tech Founders Don't Just Own the Company. They're Also Getting Huge Pay Packages.
Startup creators once tended to take little or no remuneration as CEOs. Now, some are getting giant stock awards, making them among America?s best-compensated corporate chiefs.

Inflation Sets Off Alarms Around the World
More than a dozen central banks have raised interest rates but two that haven?t are those that loom largest over the global economy: the Federal Reserve and the European Central Bank.

Largest Cities Had Some of the Lowest U.S. Inflation Rates
New York City, Los Angeles and Chicago were below the national level in September while rural areas grappled with increases in gasoline and vehicle prices.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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