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Commercial Mortgage Broker

A commercial mortgage broker acts as a liaison that obtains mortgage loans on behalf of individuals and businesses, such as investors and real estate developers. Conventionally, lending institutions, such as banks, have distributed their own products. However, because the markets for commercial mortgages have developed into a more competitive industry, mortgage brokers have become more popular than ever. Especially in developed markets, mortgage brokers have become the largest distributors of mortgage products for lenders. While the extent of regulation of the practice of a commercial mortgage broker varies on the jurisdiction in each state, mortgage brokers are regulated to make certain that its clients and borrowers are protected. While the nature and range of a mortgage broker's activities varies with jurisdiction, their activity can be divided into dealing directly with individuals and businesses and lenders. Mortgage brokers market to attract clients, assess the borrowers' credits and assets to determine affordability, analyze the market to match borrowers' needs, acquire necessary documents, complete lender application form and submit required materials to lender, and explain the legal disclosures to the clients and act a liaison between the lender and borrower. The presence of a mortgage broker simplifies mortgage process for borrowers and ensures that the process is going smoothly. For over 31 years, Ocean Pacific Capital has prided itself on being one of the top commercial mortgage broker in the nation. To see how we can exceed your expectations, email or call us to contact one of our commercial loan specialists to see what we can do for you today.

Whatever your financing needs,
we will tailor a loan that's right for you.

 



Daily Oil & Gas and Wall Street Journal News
6/23/17

Oil in Bear Market Declines for Fifth Week as Supply Climbs
Posted on Thursday June 22, 2017

"It's becoming bearish mania," said one analyst.

Greece Approves Offshore Applications by Total-ExxonMobil, Energean
Posted on Thursday June 22, 2017

Greece approved applications submitted by a consortium of Total, ExxonMobil and Hellenic Petroleum, its energy ministry said.

Argentina's YPF Says Technology Lowering Its Shale Costs
Posted on Thursday June 22, 2017

Loma Campana is the first productive field in Argentina's Belgium-sized Vaca Muerta shale formation.

US Drillers Add Oil Rigs for Record 23rd Week in a Row -Baker Hughes
Posted on Thursday June 22, 2017

U.S. energy firms added 11 oil rigs in the week of June 23, Baker Hughes said Friday.

Kemp: Oil Market Flashes Warning About Stock Levels in 2018
Posted on Thursday June 22, 2017

The emergence of a large contango implies many hedgers and speculators now expect stocks to remain higher than before.

Petrobras Revives Plan for IPO of Fuel Distribution Unit
Posted on Thursday June 22, 2017

Petrobras' CEO said the company is reviving an initial public offering of its fuel distribution unit to cut its debt.

Russia's Novatek Aims Topple Qatar from LNG Top Spot
Posted on Thursday June 22, 2017

Qatar and Russia have long been rivals in global gas markets.

Gazprom Smells Opportunity as UK's Biggest Gas Store Shuts
Posted on Thursday June 22, 2017

While Britain's import needs are mostly met by Norway, it also receives Russian fuel indirectly through pipelines.

Four of Canada's Biggest Banks Are Key Trans Mountain Lenders -Filings
Posted on Thursday June 22, 2017

Energy infrastructure projects in Canada have faced opposition from environmental groups and aboriginal communities.

China, India, Japan Hamper Asia Oil Demand Growth
Posted on Thursday June 22, 2017

Faltering demand growth in key Asian crude importers is further hampering efforts to restore market balance.

Wall Street Journal
Commercial News

6/23/17

WSJ.com: Commercial Real Estate

Excuse Me, You're Blocking My Sun
Australia?s rapid embrace of rooftop panels?now installed on one in four homes in some areas?has collided with another hot spot of investment, construction of apartments and homes.

1031 Exchange Real Estate Tax Break Faces Extinction
A much-loved tax advantage in the commercial real-estate industry is on the chopping block even as chances dim for the passage of a broad federal tax overhaul this year.

Mall Tenants Play Hardball In Lease Negotiations
Retailers, food and beverage operators and department store chains looking to renew their leases have been asking for more allowances from mall owners.

Mall Project Denied on Former Shea Stadium Site
New York?s highest court on Tuesday blocked the development of a billion-dollar shopping mall on a Citi Field parking lot in Queens, affirming a ruling that the project needs legislative approval to proceed.

New Jersey Landlords Sweeten Perks With Ride-Hailing Subsidies
Food trucks and fitness centers are among the amenities that New Jersey office landlords have been using to attract tenants.The latest perk: Subsidies for digital ride-hailing services such as Uber and Lyft.

McCourt Global Puts Money Into Modular Construction
One of New York City?s most prominent investors is betting on modular construction. McCourt Global led a group of investors in a $6 million round of funding for Brooklyn company FullStack Modular LLC.

Owners of Two Connected Midtown South Buildings Refinance Property
The owners of two connected Midtown South Buildings have secured $430

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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