With our access to over 80 lenders, we can offer you the best commercial mortgage interest rate.
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Commercial Mortgage Interest Rate

Ocean Pacific Capital specializes in fixed commercial mortgage interest rates, which makes budgeting and planning easier for our clients' businesses. Fixed interest rate commercial mortgages have a fixed rates and payments for the entire length of the loan. While the length of the loan is easier to budget, it also provides stability in a market whose rates are always changing. Because mortgage rates can fluctuate on a daily to yearly basis, businesses could be paying higher interest rates. Therefore, it is vital that individuals and their businesses are aware of their costs every year. The length of the term can range from 5 to 20 year as interest rates are set as spreads and loan to value, subject to each underwriting criteria, can be up to 90%. Our experience in this industry since 1977 have given us access to a variety of lenders that offers competitively-priced purchase and refinance mortgage programs, which includes no credit, poor credit, good credit, to conventional and jumbo mortgage loans for residential loans. However, commercial mortgages differ from residential mortgages because these loans are utilized to finance commercial properties, such as multi-family apartments, retail, office, and shopping centers. When lenders qualify borrowers for a commercial mortgage interest rate, credit history of the borrower is important, but credit history of the business and directors have a larger emphasis as the risk of the commercial venture is cautiously evaluated. At Ocean Pacific Capital, regardless of your situation, we work with you to ensure that you get placed in the right loan, whether it is fixed or adjustable interest rates. Our ability to properly structure these commercial loans allows us to help borrowers obtain the necessary financing with one of the most competitive commercial mortgage interest rates. Email or call us to today to contact our commercial loans specialists to see what kind of loan we can tailor to suit your needs.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

4/21/21

WSJ.com: US Business

Pfizer Identifies Fake Covid Shots Abroad as Criminals Exploit Vaccine Demand
In Mexico, about 80 people received fraudulent doses, and in Poland authorities recovered vials containing anti-wrinkle drugs.

Snarled Supply Chain Trips Up Small Businesses
Shortages and delays in supplies are squeezing business owners. A Pennsylvania maker of packaging products even has trouble tracking down wooden pallets.

EU Plans Curbs to Artificial Intelligence, Facial Recognition
The European Union?s executive arm proposed a bill that would limit police use of facial-recognition software in public and ban the marketing or use of certain kinds of AI systems, in one of the broadest efforts yet to regulate high-stakes applications of artificial intelligence.

Energy Giants Ditch Oil and Coal Assets. Smaller Rivals Want Them.
BP, Rio Tinto and others are selling the projects for financial and environmental reasons, in a possible boon for those companies that want to double down on fossil fuels.

Apple Unveils Subscription Podcasts, Latest iPad Pro
The tech giant added a paid subscription to its podcast app that heightens its competition with Spotify, along with other new products including an updated high-end iPad.

The Job Market Is Tighter Than You Think
Solid wage growth and unfilled openings point to much less slack than after the previous recession.

Strained IRS is Key to Biden's Agenda
The administration is seeking more money for enforcement and other tasks. Fixes are needed for the problem-plagued system, which allows hundreds of billions of dollars in owed taxes to go uncollected each year.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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