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Commercial Mortgage Interest Rate

Ocean Pacific Capital specializes in fixed commercial mortgage interest rates, which makes budgeting and planning easier for our clients' businesses. Fixed interest rate commercial mortgages have a fixed rates and payments for the entire length of the loan. While the length of the loan is easier to budget, it also provides stability in a market whose rates are always changing. Because mortgage rates can fluctuate on a daily to yearly basis, businesses could be paying higher interest rates. Therefore, it is vital that individuals and their businesses are aware of their costs every year. The length of the term can range from 5 to 20 year as interest rates are set as spreads and loan to value, subject to each underwriting criteria, can be up to 90%. Our experience in this industry since 1977 have given us access to a variety of lenders that offers competitively-priced purchase and refinance mortgage programs, which includes no credit, poor credit, good credit, to conventional and jumbo mortgage loans for residential loans. However, commercial mortgages differ from residential mortgages because these loans are utilized to finance commercial properties, such as multi-family apartments, retail, office, and shopping centers. When lenders qualify borrowers for a commercial mortgage interest rate, credit history of the borrower is important, but credit history of the business and directors have a larger emphasis as the risk of the commercial venture is cautiously evaluated. At Ocean Pacific Capital, regardless of your situation, we work with you to ensure that you get placed in the right loan, whether it is fixed or adjustable interest rates. Our ability to properly structure these commercial loans allows us to help borrowers obtain the necessary financing with one of the most competitive commercial mortgage interest rates. Email or call us to today to contact our commercial loans specialists to see what kind of loan we can tailor to suit your needs.

Whatever your financing needs,
we will tailor a loan that's right for you.

 

Wall Street Journal
Commercial News

1/17/22

WSJ.com: US Business

Elon Musk's Tesla Asked Law Firm to Fire Associate Hired From SEC
Long dismissive of regulators, the Tesla boss has recently aimed his ire at individuals with ties to regulatory agencies with which he has sparred.

Covid-19 Test Distribution Plans Put More Pressure on U.S. Supply
Biden administration?s testing drive adds to pressure on manufacturers as Omicron pushes up demand.

Omicron Surge Spurs New Covid-19 Relief Push in Congress
Many in the GOP say taxpayers have spent enough, but gyms, minor league ball clubs and others say they were largely left out of previous aid efforts.

Loop, Suez to Build Recycled-Plastic Factory in France
Recycling startup Loop Industries plans to build a plant in France with waste-management company Suez, aiming to tap demand from businesses that want to reduce their plastic waste.

Meet the Investor Who Spots Opportunities for Jeffrey Katzenberg
Anthony Saleh oversees a growing venture-capital fund at the former Hollywood chief?s WndrCo, after its Quibi video app collapsed. He also works with the rapper Nas.

China GDP Grew 8.1% in 2021, Though Momentum Slowed in Fourth Quarter
China?s GDP grew just 4.0% in the fourth quarter compared with a year earlier, better than forecasts for 3.8% growth but lower than the 4.9% expansion recorded in the third quarter.

Omicron, Inflation Drive Down U.S. Growth Outlook
The combination of higher inflation, supply-chain constraints and the fast-spreading Omicron variant has caused economists surveyed by The Wall Street Journal to trim their forecast for growth to 3.3% for the year.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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