Options for commercial real estate financing include mortgage banking firms, institutions for savings and loans, regional banks, insurance companies, and private investors. Commercial real estate financing is structured based on a number of factors. These factors include expected use and expected returns from the property, geography, the type of size of the real estate, the perceived risk to the lender, and market conditions. All of these conditions must be examined by the real estate developers, investors, or business owners who are looking for commercial real estate financing. The types of loans that are offered by lenders must be examined by prospective business owners to see if it meets their financing needs and expected growth. Commercial real estate financing differs from residential real estate financing as the transactions are based on the appraised value of the home at the time of the sale. On the other hand, commercial real estate financing will be based on the expected profits, and ultimately the value of the business in the future. While most lenders tend to focus on specific types of commercial ventures, such as office building, retail, or apartments, Ocean Pacific Capital offers financing for almost any commercial property that deal with a wide variety of commercial ventures. Our experience in this industry for over 31 years allow us to offer the most competitive interest rates and turn around time to obtain the necessary commercial real estate financing to meet your deadlines. For more information, or to get started on this process today, email or call us today to speak to one of our experienced commercial loan specialists. We look forward to working with you.
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Charles Elfsten, President
Charles A. Elfsten