If you are looking for a commercial mortgage for the first time, you can rely on our experience to walk you through the entire process. Since 1977, Ocean Pacific Capital has specialized in Commercial Mortgage loans. We are conveniently located in Irvine California where we have close relationships with over 130 banks and lenders. We can find financing for major project anywhere in the world. Take a look at our commercial loans page to see some of our recent closings.
Unlike residential financing, commercial mortgage loans allow great flexibility in the types of properties that can be financed. Our commercial mortgage department offers commercial mortgage loans on properties varying from, but not limited to: apartments, commercial centers, industrial buildings, strip centers, mobile home parks, subdivisions, office buildings, mixed use centers, senior housings, hotels, golf courses, and lot loans.
We offer fixed rate commercial mortgage loans as well as interest only commercial loans. Whether it is a commercial mortgage purchase or a commercial mortgage refinance loan, we offer commercial mortgage loans on with commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. We also offer adjustable and fixed programs on commercial mortgage loans. Commercial mortgage loan to cost up to 100% as well as loan to value up to 90% ratios. 5,10, 20, 25, to 30 year financing is available for commercial mortgage financing. Ocean Pacific Capital will finance commercial mortgage loans with loan amounts starting at $1 million to $1.3 billion. Our access to over 87 lenders offers comprehensive commercial mortgage loan selection and solutions for more property types and commercial mortgage loan scenarios with an efficient and cost perspective. Our commercial mortgage loan department offers the best commercial mortgage rates in the market.
For more information on a purchase commercial mortgage loan or commercial mortgage loan refinance or for a free commercial mortgage rate quote, contact us today. Our experience has helped our clients find the commercial mortgage loan best suited for their needs and that experience can find that perfect commercial mortgage loan you are looking for.