Since 1977, we have been a hard money commercial lender that provides the best rates possible.
Call us toll-free at 1-800-595-1474
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5-Star Mobile Home Parks
Apartment Buildings
Assisted living facilities
Auto repair garages
Boutique hotels
Car dealerships
Care facilities
Car wash facilities
Church financing
Congregate care
CVS Pharmacies
Rite Aid
Ethanol plants
Factory outlets
Gas stations
Golf courses
Grocery stores
Housing developments
Independent living facilities
Industrial parks
Land acquisitions
Manufacturing facilities
Medical facilities
Medical offices
Mini storage
Mixed use
Mobile home parks
Movie theaters
Office buildings
Parking garages
Post Offices
Private schools
Raw land
Regional malls
Residential subdivisions
Retail centers
RV parks
Senior housing
Shopping centers
Ski resorts
Special use buildings
Strip centers
Student housing
Tract development
Warehouse distribution centers

Since 1977, Ocean Pacific Capital has been closing commercial mortgage loans. Unlike residential financing, commercial mortgage loans allow great flexibility in the types of properties that can be financed. Our commercial mortgage department offers commercial mortgage loans on properties varying from, but not limited to: apartments, commercial centers, industrial buildings, strip centers, mobile home parks, subdivisions, office buildings, mixed use centers, senior housings, hotels, golf courses, and lot loans.

We offer fixed rate commercial mortgage loans as well as interest only and hard money commercial loans. Whether it is a commercial mortgage purchase or a commercial mortgage refinance loan, we offer commercial mortgage loans on with commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. We also offer adjustable and fixed programs on commercial mortgage loans. Commercial mortgage loan to cost up to 100% as well as loan to value up to 90% ratios. 5,10, 20, 25, to 30 year financing is available for commercial mortgage financing. Ocean Pacific Capital will finance commercial mortgage loans with loan amounts starting at $1 million to $1.3 billion. Our access to over 87 lenders offers comprehensive commercial mortgage loan selection and solutions for more property types and commercial mortgage loan scenarios with an efficient and cost perspective. Our commercial mortgage loan department offers the best commercial mortgage rates in the market.

Ocean Pacific Capital specializes in hard money mortgage loans, whether it be a residential or commercial scenario. We have been provided hard money mortgage services for the past 28 years and can offer you the most competitive hard money loan program rates available. If you have been contemplating getting a hard money mortgage loan, you owe it to yourself to see what our hard money department can do for you. Our access to over 130 different lenders gives you the assurance that you have attained the best hard money rate. Our hard money department will find the best hard money loan suited for your needs. Here are several of the many hard money mortgage options that we offer: commercial hard money, residential hard money, cash-out hard refinance, bad-credit refinance, FHA refinance, stated income refinance, full doc refinance, and even no doc refinance.

Our hard money department offers hard money mortgage programs that are available for all types of homes and credit problems. Whether you are thinking of long-term hard money programs or short-term hard money programs, we offer fixed rate hard money loan programs as well as adjustable hard money loan programs. Getting approved for your hard money loan is an efficient and cost perspective process! You can submit a free quote request online or call us and our hard money department will start working on your hard money loan approval in minutes. To get your fast and free online hard money approval and apply for your hard money loan, or to check for up to date hard money rates, click here. If you need more hard money loan program information, call us at 1800-595-1474.

Whatever your financing needs,
we will tailor a loan that's right for you.


Daily Oil & Gas and Wall Street Journal News

Oil Posts Weekly Gain as Global Tension Outweighs Shale Fear
Posted on Thursday March 15, 2018

Crude posted a second weekly gain as a whirlwind of rising geopolitical concerns stole the shale boom's limelight.

Colonial Pipeline to Pay Alabama $3.3 Mln for 2016 Spills -State Official
Posted on Thursday March 15, 2018

The settlement includes a $1.3 million civil penalty and $1.8 million in projects for the state.

Eni Promises Richer Returns After Exploration Success
Posted on Thursday March 15, 2018

The biggest foreign oil and gas producer in Africa will add 2 billion barrels of new oil and gas production over the next four years.

Exxon Mobil Partnering With Pakistan for Third LNG Terminal
Posted on Thursday March 15, 2018

Pakistan has the largest appetite for LNG among emerging markets, according to Bloomberg New Energy Finance.

US Appeals Court Approves ETP's Bayou Bridge Pipeline Construction
Posted on Thursday March 15, 2018

The disputed 162-mile (261-km) pipeline is an extension to an existing line, which transports crude from Nederland, Texas, to Lake Charles, Louisiana.

Oil, Gas Leaders Warn Trump He Risks Harming Their Industry
Posted on Thursday March 15, 2018

The meeting came a week after Trump decided to slap a 25 percent levy on steel imports

On Bleak Day, Pipeline Operators Say Tax Policy Is No Big Deal
Posted on Thursday March 15, 2018

On the worst stock-market day for U.S. pipeline operators in two years, Wall Street analysts and pipeline insiders saw reason to smile.

Aramco Said to Get Cool Response on IPO From US Investors
Posted on Thursday March 15, 2018

Even with a market value of $1 trillion Saudi Aramco would comfortably be the planet's most valuable company.

Russian LNG Exporter Warns Against 'Vilifying' Country's Gas
Posted on Thursday March 15, 2018

"We've been vilified for delivering gas to the market," said Novatek's CFO.

PTT Picks Technology Chief As Next CEO
Posted on Thursday March 15, 2018

PTT Pcl, Thailand's largest oil and gas company, has chosen Chansin Treenuchgron as the next chief executive in place of Tevin Vongvanich, who will retire later this year.

Wall Street Journal
Commercial News

3/18/18 Commercial Real Estate

Sign of the Times: New Office Space Created in Retail's Tumult
Normandy Real Estate Partners? $133 million deal for the upper portion of ABC Carpet?s flagship store is an example of office space edging into territory that once was retail?s domain.

Want to Buy a Luxury Hotel in the U.S.? Try China's Insurance Regulator
When Chinese regulators seized control of Anbang Insurance, they took ownership of more than a dozen luxury U.S. hotels. Now, as the government looks to sell, it faces a problem: The buildings likely are worth less than what Anbang paid only a couple of years ago.

New York's Commercial Property Slump Shows Signs of Slowing
After a two-year plunge, brokers are optimistic that more deals will take place in 2018.

NYC Council Stops Midtown Tower Construction
Work on an 800-foot-tall tower in East Midtown that has been under construction for six months was halted last week following a vote by the New York City Council to limit skyscrapers in the area,.

Malls Never Wanted Gyms. Now They Court Them
Mall owners long treated gyms, massage parlors, and billiards halls as unwanted tenants that attracted lower-rent visitors who were unlikely to shop. Now they?re giving health clubs some of their best real estate.

New Jersey Office Rents Near Records
Asking rents for New Jersey office space are nearing records as landlords undertake extensive renovations and fill older properties with top-notch amenities.

Brookfield Property Makes $14.8 Billion Offer to Acquire Rest of GGP
Brookfield Property Partners LP has made a $14.8 billion offer to acquire the shares of mall owner GGP Inc. that it doesn?t already own, according to people familiar with the matter.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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