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Since 1977, Ocean Pacific Capital has been closing commercial mortgage loans for clients around the world. Ocean Pacific Capital specializes in hard money mortgage loans, whether it be a residential or commercial scenario. We have been provided hard money mortgage services for all of our 28 years in business and can offer you the most competitive hard money loan program rates available.

Unlike residential financing, commercial mortgage loans allow great flexibility in the types of properties that can be financed. Our commercial mortgage department offers commercial mortgage loans on properties varying from, but not limited to: apartments, commercial centers, industrial buildings, strip centers, mobile home parks, subdivisions, office buildings, mixed use centers, senior housings, hotels, golf courses, and lot loans.

If you have been contemplating about getting a hard money mortgage loan, you owe it to yourself to see what our hard money department can do for you. Our access to over 130 different lenders gives you the assurance that you have attained the best hard money rate. Here are several of the many hard money mortgage options that we offer: commercial hard money, residential hard money, cash-out hard refinance, bad-credit refinance, FHA refinance, stated income refinance, full doc refinance, and even no doc refinance.

Our hard money department offers hard money mortgage programs that are available for all types of homes and credit problems. Whether you are thinking of long-term hard money programs or short-term hard money programs, we offer fixed rate hard money loan programs as well as adjustable hard money loan programs.

Whether it is a commercial mortgage purchase or a commercial mortgage refinance loan, we offer commercial mortgage loans on with commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. We also offer adjustable and fixed programs on commercial mortgage loans. Commercial mortgage loan to cost up to 100% as well as loan to value up to 90% ratios. 5,10, 20, 25, to 30 year financing is available for commercial mortgage financing. Ocean Pacific Capital will finance commercial mortgage loans with loan amounts starting at $1 million to $1.3 billion. Our access to over 87 lenders offers comprehensive commercial mortgage loan selection and solutions for more property types and commercial mortgage loan scenarios with an efficient and cost perspective. Our commercial mortgage loan department offers the best commercial mortgage rates in the market.

Getting approved for your hard money loan is an efficient and cost perspective process! You can apply online or call us and our hard money department will start working on your hard money loan approval in minutes. To get your fast and free online hard money approval and apply for your hard money loan, or to check for up to date hard money rates, click here. If you need more hard money loan program information, call us at 1800-595-1474.


Whatever your financing needs,
we will tailor a loan that's right for you.

 

Commercial News for 4/24/14

WSJ.com: Commercial Real Estate

Plots & Ploys
Colorado's Oakwood Homes is purchasing Henry Walker Homes in a deal valued at over $75 million. The deal is a sign that home builders are deciding the best way to expand into a new market is to buy your way in.

Ruling Bodes Well for REIT Converts
News that advertising company CBS Outdoor has received a green light from the IRS to convert into a real-estate investment trust is a positive sign for other companies awaiting similar rulings.

Hotel Builders Bet on Africa Gas Boom
When Enrique Nieto arrived in Palma eight months ago, there was one communal water tap and no paved roads. Now he is about to open the village's first hotel. The reason: natural gas.

Hot Spot Gets Cold Shoulder
In the early 1990s, an inflow of Russian money boosted tourism and drove up real-estate prices in the German spa town of Baden-Baden. Now locals are worried about Russian funds drying up.

What's the Deal
A roundup of commercial real estate transactions from across the tri-state region.

Housing Trouble Grows in China
Overbuilding by Chinese real-estate developers has left many of the country's smaller cities with a glut of apartments for sale, driving down prices and posing an economic threat.

Former Tobacco Hub Clears the Air
Preservationists have long staked a claim to rescuing architecturally important train stations and government buildings. Many now are shifting their focus to saving vestiges of America's industrial past.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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