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Since 1977, Ocean Pacific Capital has been closing commercial mortgage loans for clients around the world. Ocean Pacific Capital specializes in hard money mortgage loans, whether it be a residential or commercial scenario. We have been provided hard money mortgage services for all of our 28 years in business and can offer you the most competitive hard money loan program rates available.

Unlike residential financing, commercial mortgage loans allow great flexibility in the types of properties that can be financed. Our commercial mortgage department offers commercial mortgage loans on properties varying from, but not limited to: apartments, commercial centers, industrial buildings, strip centers, mobile home parks, subdivisions, office buildings, mixed use centers, senior housings, hotels, golf courses, and lot loans.

If you have been contemplating about getting a hard money mortgage loan, you owe it to yourself to see what our hard money department can do for you. Our access to over 130 different lenders gives you the assurance that you have attained the best hard money rate. Here are several of the many hard money mortgage options that we offer: commercial hard money, residential hard money, cash-out hard refinance, bad-credit refinance, FHA refinance, stated income refinance, full doc refinance, and even no doc refinance.

Our hard money department offers hard money mortgage programs that are available for all types of homes and credit problems. Whether you are thinking of long-term hard money programs or short-term hard money programs, we offer fixed rate hard money loan programs as well as adjustable hard money loan programs.

Whether it is a commercial mortgage purchase or a commercial mortgage refinance loan, we offer commercial mortgage loans on with commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. We also offer adjustable and fixed programs on commercial mortgage loans. Commercial mortgage loan to cost up to 100% as well as loan to value up to 90% ratios. 5,10, 20, 25, to 30 year financing is available for commercial mortgage financing. Ocean Pacific Capital will finance commercial mortgage loans with loan amounts starting at $1 million to $1.3 billion. Our access to over 87 lenders offers comprehensive commercial mortgage loan selection and solutions for more property types and commercial mortgage loan scenarios with an efficient and cost perspective. Our commercial mortgage loan department offers the best commercial mortgage rates in the market.

Getting approved for your hard money loan is an efficient and cost perspective process! You can apply online or call us and our hard money department will start working on your hard money loan approval in minutes. To get your fast and free online hard money approval and apply for your hard money loan, or to check for up to date hard money rates, click here. If you need more hard money loan program information, call us at 1800-595-1474.


Whatever your financing needs,
we will tailor a loan that's right for you.

 

Commercial News for 7/23/14

WSJ.com: Commercial Real Estate

A Power Surge in the Rust Belt
General Electric cut a deal with county and city officials to move a number of operations?including human resources and finance?to a new $90 million facility in downtown Cincinnati on the banks of the Ohio River.

New Lenders Enter Property Market and Think Small
As the economy improves, lenders see loans for smaller properties as less risky. And with less competition, interest rates and potential profit can be higher.

Plots & Ploys
Money from China has been a top driver of some housing markets, especially in coastal cities such as San Francisco and Los Angeles. But that spigot may soon tighten.

Queens Project Stirs Worry That Residents Will Be Priced Out
New York City Mayor Bill de Blasio's affordable-housing ambitions are being tested by the first major project he has shaped from its early stages, a 2.2-million-square-foot development on the Queens waterfront that is raising fears of Brooklyn-style skyrocketing rents.

Property Investors Unfazed in Puerto Rico
Puerto Rico's deepening economic troubles have punished investors and made life hard for many locals. But one group has been encouraged by the opportunities it sees: real-estate investors.

A Tech Hub Treads in a Sea of Bureaucrats
Vornado Realty Trust is embarking on an experiment to create a cluster of technology companies amid its 7.3 million square feet of offices in Crystal City, Va., home of defense agencies and government contractors.

Sale-Leasebacks Ease Italy's Real-Estate Jam
Deals have begun to flow out of two funds that were set up by the Italian government in 2004 to do sale-leasebacks of government-owned property.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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