Ocean Pacific Capital
Commercial Loan
For your hard money commercial loan needs, we have over 31 years of experience to fulfill them in a satisfactory manner.
Call us toll-free at 1-800-595-1474
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Since 1977, Ocean Pacific Capital has been closing commercial mortgage loans for clients around the world. Ocean Pacific Capital specializes in hard money mortgage loans, whether it be a residential or commercial scenario. We have been provided hard money mortgage services for all of our 28 years in business and can offer you the most competitive hard money loan program rates available.

Unlike residential financing, commercial mortgage loans allow great flexibility in the types of properties that can be financed. Our commercial mortgage department offers commercial mortgage loans on properties varying from, but not limited to: apartments, commercial centers, industrial buildings, strip centers, mobile home parks, subdivisions, office buildings, mixed use centers, senior housings, hotels, golf courses, and lot loans.

If you have been contemplating about getting a hard money mortgage loan, you owe it to yourself to see what our hard money department can do for you. Our access to over 130 different lenders gives you the assurance that you have attained the best hard money rate. Here are several of the many hard money mortgage options that we offer: commercial hard money, residential hard money, cash-out hard refinance, bad-credit refinance, FHA refinance, stated income refinance, full doc refinance, and even no doc refinance.

Our hard money department offers hard money mortgage programs that are available for all types of homes and credit problems. Whether you are thinking of long-term hard money programs or short-term hard money programs, we offer fixed rate hard money loan programs as well as adjustable hard money loan programs.

Whether it is a commercial mortgage purchase or a commercial mortgage refinance loan, we offer commercial mortgage loans on with commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. We also offer adjustable and fixed programs on commercial mortgage loans. Commercial mortgage loan to cost up to 100% as well as loan to value up to 90% ratios. 5,10, 20, 25, to 30 year financing is available for commercial mortgage financing. Ocean Pacific Capital will finance commercial mortgage loans with loan amounts starting at $1 million to $1.3 billion. Our access to over 87 lenders offers comprehensive commercial mortgage loan selection and solutions for more property types and commercial mortgage loan scenarios with an efficient and cost perspective. Our commercial mortgage loan department offers the best commercial mortgage rates in the market.

Getting approved for your hard money loan is an efficient and cost perspective process! You can apply online or call us and our hard money department will start working on your hard money loan approval in minutes. To get your fast and free online hard money approval and apply for your hard money loan, or to check for up to date hard money rates, click here. If you need more hard money loan program information, call us at 1800-595-1474.

Whatever your financing needs,
we will tailor a loan that's right for you.


Commercial News for 11/27/15

WSJ.com: Commercial Real Estate

Some Malls Pressure Retailers to Open on Thanksgiving
While most department stores set their own hours, the small shops that line mall hallways tend to follow the lead of their landlords, which take their cues from chains like J.C. Penney and Macy?s.

Mall Owners Find Silver Lining in Retailer Busts
Some wobbly retailers are heading into the holiday shopping season with their fates hanging in the balance. Landlords are watching with a mix of concern and anticipation about potential store closings. The bright side: New tenants can mean higher rents.

Soros Puts Money on Latin America Hotels
Billionaire George Soros?s investment firm has agreed to spend up to $300 million on an Argentine hotel company?s Latin America expansion, a vote of confidence in the region.

Australian Robot Lays 300 Bricks an Hour
What do you do when a hot property-market has driven bricklayer salaries to nearly $100,000 a year in Australian cities like Sydney? Call in the robots.

New Office Leasing Picks Up in Europe
Companies in Europe this year have signed new leases for office space at a faster rate than at any time since the start of the 2008 financial crisis.

At Last, a Secondary Market Emerges for Private-Equity Real-Estate Funds
Values of real-estate private-equity funds have rebounded enough from the financial crisis of 2007 that investors can sell their stakes in what has become a burgeoning secondary market.

Immigrant Visa Program Divides Big Builders
Key real-estate industry players are lining up against giant rival Related in a fight to shape the future of the federal EB-5 immigrant investor program.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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