For over 31 years, we've been able to offer the most competitive hard money loan programs available.
Call us toll-free at 1-800-595-1474
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Hard Money Loans

Since 1977, Ocean Pacific Capital has been closing commercial mortgage loans for clients around the world. Ocean Pacific Capital specializes in hard money mortgage loans, whether it be a residential or commercial scenario. We have been provided hard money mortgage services for all of our 28 years in business and can offer you the most competitive hard money loan program rates available.

We will a customize a hard money or commercial bridge loan program to meet your specific requirements and needs. Whether you require a fast money loan, secondary mezzanine loan, bridge loan, hard money loan, or even a foreclosure bail out loan, Ocean Pacific Capital has the creative financing capabilities and 31 years of experience to refinance your existing loan quickly.

Unlike residential financing, commercial mortgage loans allow great flexibility in the types of properties that can be financed. Our commercial mortgage department offers commercial mortgage loans on properties varying from, but not limited to: apartments, commercial centers, industrial buildings, strip centers, mobile home parks, subdivisions, office buildings, mixed use centers, senior housings, hotels, golf courses, and lot loans.

If you have been contemplating about getting a hard money mortgage loan, you owe it to yourself to see what our hard money department can do for you. Our access to over 130 different lenders gives you the assurance that you have attained the best hard money rate. Here are several of the many hard money mortgage options that we offer: commercial hard money, residential hard money, cash-out hard refinance, bad-credit refinance, FHA refinance, stated income refinance, full doc refinance, and even no doc refinance.

Our hard money department offers hard money mortgage programs that are available for all types of homes and credit problems. Whether you are thinking of long-term hard money programs or short-term hard money programs, we offer fixed rate hard money loan programs as well as adjustable hard money loan programs.

Whether it is a commercial mortgage purchase or a commercial mortgage refinance loan, we offer commercial mortgage loans on with commercial mortgage debt coverage ratios are as low as 1.05 to 1.35. We also offer adjustable and fixed programs on commercial mortgage loans. Commercial mortgage loan to cost up to 100% as well as loan to value up to 90% ratios. 5,10, 20, 25, to 30 year financing is available for commercial mortgage financing. Ocean Pacific Capital will finance commercial mortgage loans with loan amounts starting at $1 million to $1.3 billion. Our access to over 87 lenders offers comprehensive commercial mortgage loan selection and solutions for more property types and commercial mortgage loan scenarios with an efficient and cost perspective. Our commercial mortgage loan department offers the best commercial mortgage rates in the market.

Getting approved for your hard money loan is an efficient and cost perspective process! You can apply online or call us and our hard money department will start working on your hard money loan approval in minutes. To get your fast and free online hard money approval and apply for your hard money loan, or to check for up to date hard money rates, click here. If you need more hard money loan program information, call us at 1800-595-1474.


Whatever your financing needs,
we will tailor a loan that's right for you.

 


Daily Oil & Gas and Wall Street Journal News
9/26/18

Total to Increase DUC Stake
Posted on Tuesday September 25, 2018

Total agrees to purchase from Chevron all the share capital of Chevron Denmark Inc.

Major Crude Buyer Increasing US Purchases
Posted on Tuesday September 25, 2018

SK Innovation Co. is increasing purchases from America to make up for the drop in Iranian oil shipments before US sanctions come into effect, according to a company spokesperson.

Chinese LNG Tariffs Won't Derail US Exports
Posted on Tuesday September 25, 2018

Additional tariffs announced recently by the Chinese government won't have a significant impact on US LNG exports over the next few months, according to a new report.

Chevron Gets Rosebank Interest
Posted on Tuesday September 25, 2018

Chevron receives an expression of interest for its share in the Rosebank project, located within the UK Continental Shelf.

Oil Falters as Trump Ups Pressure
Posted on Tuesday September 25, 2018

Oil traded near $82 a barrel after President Donald Trump resumed his attack on OPEC.

California Eyes Higher EV Subsidy
Posted on Monday September 24, 2018

California will hold a hearing this week on offering a $4,500 subsidy for each pure electric vehicle sold in the state, up from the current $2,500.

India Said to Nix Iranian Oil Imports
Posted on Monday September 24, 2018

India is not planning to buy any crude oil from Iran in November, raising the prospect that Tehran will lose another major customer as U.S. sanctions hit.

Oil Futures Near Four-year High
Posted on Monday September 24, 2018

Crude approached a four-year high after OPEC signaled it may not replace Iranian oil that's disappearing from global markets as U.S. sanctions loom.

$1B of Investments Expected from Ecuador’s Latest Licensing Round
Posted on Monday September 24, 2018

Ecuador hopes its latest licensing round, which includes eight onshore blocks, will be the start of something big.

W&T Offshore to Divest Select Permian Interests
Posted on Monday September 24, 2018

W&T Offshore shares an update on its JV drilling program and plans to sell Permian interests for $56.8 million.

Wall Street Journal
Commercial News

9/26/18

WSJ.com: Commercial Real Estate

Sportswear-Maker Puma to Open New York Flagship
Germany?s Puma has signed a lease deal to creating a marquee location on Fifth Avenue that will be the first of its kind for the company in North America.

Kushner Cos., Brookfield Near a Deal for Stake in 666 Fifth Ave.
The real estate arm of Brookfield Asset Management is in advanced talks with Kushner Cos. to buy roughly a 50% stake in 666 Fifth Ave. and invest hundreds of millions of dollars in the Manhattan office tower, which has been at the center of a controversy over possible conflicts of interest involving Jared Kushner, President Donald Trump?s son-in-law and adviser.

Sign of the Times: New Office Space Created in Retail's Tumult
Normandy Real Estate Partners? $133 million deal for the upper portion of ABC Carpet?s flagship store is an example of office space edging into territory that once was retail?s domain.

Want to Buy a Luxury Hotel in the U.S.? Try China's Insurance Regulator
When Chinese regulators seized control of Anbang Insurance, they took ownership of more than a dozen luxury U.S. hotels. Now, as the government looks to sell, it faces a problem: The buildings likely are worth less than what Anbang paid only a couple of years ago.

New York's Commercial Property Slump Shows Signs of Slowing
After a two-year plunge, brokers are optimistic that more deals will take place in 2018.

NYC Council Stops Midtown Tower Construction
Work on an 800-foot-tall tower in East Midtown that has been under construction for six months was halted last week following a vote by the New York City Council to limit skyscrapers in the area,.

Malls Never Wanted Gyms. Now They Court Them
Mall owners long treated gyms, massage parlors, and billiards halls as unwanted tenants that attracted lower-rent visitors who were unlikely to shop. Now they?re giving health clubs some of their best real estate.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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