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Apartment Buildings
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Auto repair garages
Boutique hotels
Car dealerships
Care facilities
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CVS Pharmacies
Rite Aid
Ethanol plants
Factory outlets
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Mixed use
Mobile home parks
Movie theaters
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Parking garages
Post Offices
Private schools
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Regional malls
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Retail centers
RV parks
Senior housing
Shopping centers
Ski resorts
Special use buildings
Strip centers
Student housing
Tract development
Warehouse distribution centers


Nonrecourse Construction Loan


Since 1977, Ocean Pacific Capital has helped developers and investors find unique and competitive nonrecourse construction loans across the nation. Our access to the local, regional, national, and international construction lenders allows us to acquire the best loan for our clients. Regardless of size and shape of the project, we can find the right financing source for you. Depending on each case, the maximum loan to cost can range from 80% to 90% and the maximum loan to value can range from 70% to 80% of the completed value. Although most lenders usually only offer recourse construction loans, there are several lenders who offer nonrecourse construction financing for larger loan amounts. These nonrecourse construction loans are available for retail construction loans, office building construction loans, apartment construction loans, and industrial building construction loans. Ocean Pacific Capital provides a large range of loan programs to match our real estate developers and investors’ financing needs and requirements. Our resources are some of the most widespread in this industry, offering one of the most competitive rates and terms, which allows us to continually meet our clients’ expectations for over the past 31 years. We understand the goals involved with obtaining a nonrecourse construction loan. Whether those goals are short-term, long-term, to maximize cash flow, turn-around property, etc, we have the means to acquire the financing necessary to fulfill your goals. To learn more about this program or any other programs that we offer, email or call us today to contact our commercial loan specialists.

Whatever your financing needs,
we will tailor a loan that's right for you.


Wall Street Journal
Commercial News

5/28/22 US Business

Big Lots, Hibbett Become Latest Retailers to Show Inflation Pain
Big-box chain Big Lots and sporting-goods retailer Hibbett saw double-digit sales declines as higher prices across the spectrum dent shopper spending power.

SEC Confirms Probe Into Elon Musk's Disclosure of Twitter Stake
The agency is asking the Tesla CEO why he didn?t make the required filing within 10 days after his Twitter stake crossed the 5% threshold.

Shoppers Are Fretting. Stores Are Listening.
Consumers are growing cautious, and companies from Walmart to Procter & Gamble are altering course to reflect changing budgets.

Flight Cancellations Pile Up Ahead of Holiday Weekend
Airlines are facing weather-related disruptions and grappling with staffing shortages as the Memorial Day holiday presents carriers with a first test in the run-up to an expected summer travel boom.

China Smartphone Demand Weakens Amid Covid Resurgence
From Apple to chip makers, companies warn of fewer shipments and weaker consumer spending in the world?s biggest smartphone market.

Household Spending Rise Leans on Savings
U.S. households boosted spending for a fourth straight month in April, but the savings rate fell to the lowest in 14 years, suggesting many Americans are tapping savings to offset cost increases from inflation.

Inflation Eased Slightly in April, According to Fed's Preferred Measure
Consumer prices rose 6.3% in April from a year earlier, down from 6.6% in March, as measured by the Commerce Department?s personal-consumption expenditures price index, but remained near a four-decade high.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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