Ocean Pacific Capital is your best source for all your SBA Loan needs
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5-Star Mobile Home Parks
Apartment Buildings
Assisted living facilities
Auto repair garages
Boutique hotels
Car dealerships
Care facilities
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Church financing
Congregate care
CVS Pharmacies
Rite Aid
Ethanol plants
Factory outlets
Gas stations
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Grocery stores
Housing developments
Independent living facilities
Industrial parks
Land acquisitions
Manufacturing facilities
Medical facilities
Medical offices
Mini storage
Mixed use
Mobile home parks
Movie theaters
Office buildings
Parking garages
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Private schools
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Regional malls
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Retail centers
RV parks
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Shopping centers
Ski resorts
Special use buildings
Strip centers
Student housing
Tract development
Warehouse distribution centers


SBA Loans

SBA Loans, also known as Small Business Administration Loans, assist business owners obtain small business loans and small business financing with perfect or less than perfect credit. Since 1977, we have assisted in processing almost every kind of loan request and we are proud to continually have one of the most competitive rates and a high approval rate across the nation. Whether it's time to buy real estate, acquire a new business or franchise, increase business working capital, or to purchase new business equipment, Ocean Pacific Capital can help you find the best small business administration loan to meet your needs for your business. We offer from $500,000 to $5 million dollars on most SBA loans; however, we tailor loans to meet your needs and these limits can be altered. Our loans have multiple interest rate options, such adjustable, fixed, and floating rates, no balloon payments, shorter and longer terms, as well as up to 90% loan to value. Whatever it is that you need, Ocean Pacific Capital can help you.

Most business owners that have been previously turned down for a conventional loan by a commercial lender, apply for a SBA Loan. When applying for a SBA Loan, the following documents are usually necessary:
1. A business plan, which is a written document describing the type of business and legal form, including relevant information such as annual sales/revenue, the number of employee, ownership structure, and length of time in business.
2. Complete Business Financial Statements from the past three years and current or interim financial statements.
3. Complete Personal Financial Statements from each owner, officer, partner, and stockholder that owns 20% or more of the business
4. A description of the loan request, such as how the purpose of the loan request, the amount and type of loan request, as well as how the loan proceeds will be used is required.
5. A description of the collateral that will be used to secure the loan, as well as a description of the equity in the business, availability of cash, and the potential to borrow funds.
6. Resumes of those who are and will be involved in the daily operations of the business, such as management.

Our experience with assisting thousands of individuals with the best SBA loan financing nationwide for over the past 31 years allows us to not only acquire the best rates and loan programs for your needs with our access to over 130 different lenders, but also in an efficient, timely manner. Call us today and see what we can do for you!

Whatever your financing needs,
we will tailor a loan that's right for you.


Daily Oil & Gas and Wall Street Journal News

Oil Posts Weekly Gain as Global Tension Outweighs Shale Fear
Posted on Thursday March 15, 2018

Crude posted a second weekly gain as a whirlwind of rising geopolitical concerns stole the shale boom's limelight.

Colonial Pipeline to Pay Alabama $3.3 Mln for 2016 Spills -State Official
Posted on Thursday March 15, 2018

The settlement includes a $1.3 million civil penalty and $1.8 million in projects for the state.

Eni Promises Richer Returns After Exploration Success
Posted on Thursday March 15, 2018

The biggest foreign oil and gas producer in Africa will add 2 billion barrels of new oil and gas production over the next four years.

Exxon Mobil Partnering With Pakistan for Third LNG Terminal
Posted on Thursday March 15, 2018

Pakistan has the largest appetite for LNG among emerging markets, according to Bloomberg New Energy Finance.

US Appeals Court Approves ETP's Bayou Bridge Pipeline Construction
Posted on Thursday March 15, 2018

The disputed 162-mile (261-km) pipeline is an extension to an existing line, which transports crude from Nederland, Texas, to Lake Charles, Louisiana.

Oil, Gas Leaders Warn Trump He Risks Harming Their Industry
Posted on Thursday March 15, 2018

The meeting came a week after Trump decided to slap a 25 percent levy on steel imports

On Bleak Day, Pipeline Operators Say Tax Policy Is No Big Deal
Posted on Thursday March 15, 2018

On the worst stock-market day for U.S. pipeline operators in two years, Wall Street analysts and pipeline insiders saw reason to smile.

Aramco Said to Get Cool Response on IPO From US Investors
Posted on Thursday March 15, 2018

Even with a market value of $1 trillion Saudi Aramco would comfortably be the planet's most valuable company.

Russian LNG Exporter Warns Against 'Vilifying' Country's Gas
Posted on Thursday March 15, 2018

"We've been vilified for delivering gas to the market," said Novatek's CFO.

PTT Picks Technology Chief As Next CEO
Posted on Thursday March 15, 2018

PTT Pcl, Thailand's largest oil and gas company, has chosen Chansin Treenuchgron as the next chief executive in place of Tevin Vongvanich, who will retire later this year.

Wall Street Journal
Commercial News


WSJ.com: Commercial Real Estate

Sign of the Times: New Office Space Created in Retail's Tumult
Normandy Real Estate Partners? $133 million deal for the upper portion of ABC Carpet?s flagship store is an example of office space edging into territory that once was retail?s domain.

Want to Buy a Luxury Hotel in the U.S.? Try China's Insurance Regulator
When Chinese regulators seized control of Anbang Insurance, they took ownership of more than a dozen luxury U.S. hotels. Now, as the government looks to sell, it faces a problem: The buildings likely are worth less than what Anbang paid only a couple of years ago.

New York's Commercial Property Slump Shows Signs of Slowing
After a two-year plunge, brokers are optimistic that more deals will take place in 2018.

NYC Council Stops Midtown Tower Construction
Work on an 800-foot-tall tower in East Midtown that has been under construction for six months was halted last week following a vote by the New York City Council to limit skyscrapers in the area,.

Malls Never Wanted Gyms. Now They Court Them
Mall owners long treated gyms, massage parlors, and billiards halls as unwanted tenants that attracted lower-rent visitors who were unlikely to shop. Now they?re giving health clubs some of their best real estate.

New Jersey Office Rents Near Records
Asking rents for New Jersey office space are nearing records as landlords undertake extensive renovations and fill older properties with top-notch amenities.

Brookfield Property Makes $14.8 Billion Offer to Acquire Rest of GGP
Brookfield Property Partners LP has made a $14.8 billion offer to acquire the shares of mall owner GGP Inc. that it doesn?t already own, according to people familiar with the matter.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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