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KAME - small mound or hill composed of stratified glacial deposits.

KEENE'S CEMENT - unusually tough and durable gypsum plaster to which alum has been added. Used primarily for walls of commercial buildings.

KEEPER - term seldom used in the United States. A custodian of a building or grounds.

KELP-SHORE - shore between the high and low water marks.

KEOGH PLAN - retirement plan whereby a self-employed person may set aside a certain portion of income (tax deferred) into a retirement account. The money is taxable upon withdrawal at retirement when the person's tax bracket is often lower.

KERF - (1) notch or slit made by a saw. (2) The width of the cut of a saw blade.

KEY LOT - (1) strategically located lot, adding to its value. (2) A lot adjoining a corner lot at its rear property line with frontage on the secondary street. Also called a Butt Lot.

KEY TENANT - Also See: Prime Tenant.

KEYMAN INSURANCE - Insurance through loss (through death or disability) of a "key" (important) person in a company. The liability is the estimated cost of the loss (in business lost, and replacement of the individual). Some lenders require this insurance before lending to small companies which rely on one or a few "key" people.

KEYSTONE - piece, usually wedge shaped, at the top of an arch.

KICK PLATE - metal or plastic strip, placed at the lower edge of a door or on a riser of a step to protect it from damage by accidental kicking.

KICKBACK - term generally used to describe an illegal rebate. Also See: Rebate.

KICKER - Also See: Participation.

KILN - (1) oven which reaches high temperatures for baking ceramics or bricks. (2) A room or shed through which warm, dry air is circulated to dry lumber.

KILO - One thousand; a prefix (kilometer - 1000 meters; kilogram - 1000 grams).

KILOGRAM - 1000 grams (2.204 pounds).

KILOMETER - 1000 meters. See also: Meter (1).

KILOVOLT - 1000 volts.

KILOWATT - 1000 watts.

KILOWATT HOURS - 1000 watt-hours.

KIN - Those related by blood.

KIOSK - open pavilion such as a bandstand or newsstand. Used to describe the structures in the open areas of malls that sell specialty items.

KIP - 1000 pounds. Formed by combining the words kilo and pound.

KITE WINDER - steps at the curvature of a circular stairway, which are triangular, or kite-shaped.

KNOCK DOWN - Any parts of a building which can be easily assembled, installed, or removed, such as certain types of window frames, partitions, etc.

KNOLL - small rounded hill.

KNOT - (1) hard, irregular shaped defects in boards, caused by cutting at the point where the branch of the tree meets the trunk. (2) A measure of speed, equal to one nautical mile (approximately 6,076 ft.) per hour

Whatever your financing needs,
we will tailor a loan that's right for you.

 
 
 


Daily Oil & Gas and Wall Street Journal News
4/1/20

Oil Posts Worst Quarter Ever as Physical Market Cratered
Posted on Tuesday March 31, 2020

Oil posted the worst quarter on record after the coronavirus crushed demand and raised fears about overflowing storage tanks.

Some Refiners Benefiting From Crude-Price Drop
Posted on Tuesday March 31, 2020

America's biggest fuel makers are taking advantage of low oil prices to capture profits while slowing fuel production.

US LNG Giant Signaling It May Curb Production
Posted on Tuesday March 31, 2020

Cheniere Energy has tendered to buy six shipments for delivery to Europe later this year, rare for a company that's a seller of the fuel.

Saudis Make Good on Oil Wave Promise
Posted on Tuesday March 31, 2020

The first wave of crude oil is already on its way toward Europe and the US.

Putin, Trump Agree Sinking Oil Prices Not In Mutual Interest
Posted on Tuesday March 31, 2020

Vladimir Putin and Donald Trump agreed in a phone call Monday that "current oil prices aren't in the interests of our countries."

Ineos Producing Sanitizer to Help Combat Virus
Posted on Tuesday March 31, 2020

Ineos revealed Tuesday that it has started producing one million hand sanitizers per month to help combat the coronavirus outbreak.

BP Issues AGM Warning
Posted on Tuesday March 31, 2020

BP has outlined that it may not be possible to conduct its annual general meeting as usual this year due to the Covid-19 pandemic.

Neptune Prepared for Prices to be Lower for Longer
Posted on Tuesday March 31, 2020

Neptune Energy is prepared for prices to be lower for longer, its executive chairman and founder Sam Laidlaw has revealed.

Oil CEOs Back Plan to Cut Texas Output
Posted on Tuesday March 31, 2020

Two of the biggest drillers in America's largest oil-producing state have asked Texas regulators to consider a cut to crude output after a historic price crash.

Oil Set for Worst Ever Quarter
Posted on Tuesday March 31, 2020

Oil clawed back some losses as signs of a recovery in the Chinese economy bolstered hopes for a rebound in demand though prices are still headed for the worst quarter on record.

Wall Street Journal
Commercial News

4/1/20

WSJ.com: US Business

Xerox Is Ending Hostile Takeover Bid for HP
Xerox is pulling the plug on its hostile bid to buy larger rival HP after the coronavirus pandemic undermined the copier maker?s ability to pull off the debt-laden merger.

Apple Commits to Paying Contractors
The tech giant said it plans to pay its hourly contract workers after some janitors at their Silicon Valley campus were told their jobs were being suspended without pay.

Airlines Seeking Federal Aid Can't Share Flights
Initial rules governing airlines? access to federal aid require carriers to maintain certain levels of service and won?t allow any coordination that would violate antitrust strictures.

The Coronavirus Challenges Facing U.S. Farms: Get Workers, Keep Them Healthy
Farms and orchards across the country are scrambling to ensure a steady supply of workers?and keep them healthy?as the coronavirus pandemic highlights a critical vulnerability in America?s food chain: labor.

Amazon Struggles to Find Its Coronavirus Footing. 'It's a Time of Great Stress.'
The tech giant is dealing with mass absences and a restive workforce as it labors to keep up with a surge in demand. ?This isn?t business as usual,? said Jeff Bezos.

Fed Launches New Lending Facility for Foreign Central Banks
The central bank launched its latest lending program to alleviate market strains by allowing foreign central banks to convert their holdings of Treasurys into dollars.

Trump Calls for New $2 Trillion Infrastructure Bill
President Trump called for infrastructure investment to be a part of a fourth congressional coronavirus relief package, citing low interest rates.

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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