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ZERO INTEREST MORTGAGE - note and mortgage under which interest accrues but is not paid until the end of the term of the loan.

ZERO LOT LINE - construction of a building on any of the boundary lines of a lot. Usually built on the front line, such as a store built to the sidewalk. See also: Zero Side Yard.

ZERO SIDE YARD - building of a subdivision with each house built on a side boundary line. This gives more usable yard space on a narrow lot. An easement for maintenance is given over a portion of the lot adjoining each house.

ZONE - (1) area of a county or city in which the use of the land is restricted by law (zoning ordinance). (2) An area designated by a number for the delivery of mail. Zip codes incorporate the zones.

ZONING - division of a city or county by legislative regulations into areas (zones), specifying the uses allowable for the real property in these areas.

ZONING MAP - map of a community showing the zones of permitted use under zoning ordinances.

ZONING ORDINANCE - law (generally at the city or county level) controlling the use of land and construction of improvements in a given area (zone).

ZONING VARIANCE - Also See: Variance.

ZYGOCEPHALUM - In civil law an inaccurate measure of land. The area of land a yoke of oxen could plow in one day.

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Wall Street Journal
Commercial News

7/5/22

WSJ.com: US Business

Bosses Offer Midyear Raises to Retain Employees
Employers say higher pay is needed to keep up with rivals and to reflect that staffers are paying more for gasoline, groceries and other daily living expenses.

Scandinavian Airline SAS Files for Bankruptcy Protection
The carrier has filed for bankruptcy protection in the U.S., saying a move by about 1,000 of its pilots to go on strike would worsen its already fraught finances.

Amazon, Microsoft, Google Strengthen Grip on Cloud
The three companies account for about two-thirds of cloud spending and are using their size to maintain their hold on the rapidly growing market.

Consumers' Inflation Psychology Worries Fed
Federal Reserve officials have indicated they accept the risks of causing a recession because they are determined to prevent something they view as worse: a change in consumer psychology that could sustain high inflation.

Accelerating Inflation in Asia Puts Pressure on Central Banks to Raise Rates
Accelerating inflation is rippling through the Asia-Pacific, stoking expectations that policy makers will need to keep ratcheting up borrowing costs to cool climbing prices.

If the U.S. Is in a Recession, It's a Very Strange One
Economic output is down?but the job market is strong, unlike in previous recessions. It?s the latest twist in the odd trajectory of the pandemic economy.

Janet Yellen and China's Top Trade Negotiator Discuss Tariffs on Call
The Treasury Department described the conversation, which also covered the impact of Russia?s war against Ukraine on the global economy, as ?candid and substantive.?

BRE #:00619059
Charles Elfsten, President
Charles A. Elfsten
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